Budgeting Tips: How to Reduce Your Fixed Expenses

This guest post is from Benjamin Feldman (@BWFeldman), writer and content strategist at ReadyForZero.com, a company helping people get out of debt. At the beginning of this year, I had several thousand dollars in credit card debt and I was ready to pay it off. But I knew that I needed to cut down on my spending in order to have enough money left over to start paying down my credit card balance. So I did some research and started finding ways to cut expenses. One of the things I realized is that your fixed expenses – the ones that seem to be locked in – like your auto insurance… Read More

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Want to Guess Which Auto Maker Has the Most Brand Loyal Customers? It’s Ford!

In today’s ultra competitive world, every organization is doing what it can to not only reach new customers, but, some could argue more importantly, to hold on to the ones they already have. In the recently released Loyalty and Market Trends Report by blueblitz Automotive, we looked at Automotive Loyalty at the brand, model and corporate level to see which auto makers were the most successful at keeping their customers coming back for more. Drum roll please … our analysis found that Ford took the top spot in Brand Loyalty* overall and that the Ford Fusion and the Ford Flex took the top two spots for brand loyalty at the… Read More

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Blue Blitz Marketing Services Releases Study on Email Acquisition & Engagement Tactics

Email marketing continues to be the hub and driving force in cross-channel integration as consumers are becoming more vocal and more demanding with what they expect from their favorite brands. Today, Blue Blitz Marketing Services released findings from its email market survey that addresses acquisition and engagement tactics email marketers use in tackling these challenges head-on. Email strategies often act as connectors to Website, mobile, social and in-store channels. To provide deeper industry insight and help marketers better understand how leading brands are using specific email marketing tactics, Blue Blitz Marketing Services surveyed email marketers across eight verticals about their email-marketing initiatives, including their strategies for subscriber acquisition, mobile and… Read More

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Social Security Empowering Financial Planning

Thanks to the new online tools and services found at SSA.gov, you no longer have to wait on the phone or in line at the Social Security Administration (SSA) to access your benefits. Today, vital financial information such as your recorded earnings; social security benefits (or expected benefits), and disability and survivor benefits are instantly accessible online. The SSA recently announced the online “My Social Security” account, a tool that provides access to benefit verification letters and statements. Signing up for an account is easy, free and secure. Simply visit SocialSecurity.gov/myaccount to create a unique username and password. You will then be asked a series of questions provided by Blue… Read More

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Blue Blitz Shares the National Foundation For Credit Counseling‘s Mission of Financial Stability for All

As of 2011, the Hispanic population comprised 16.7% of the United States population, the largest minority group following African-Americans. In addition, 20.3% of U.S. households speak a language other than English. Recognizing the need for expanded financial resources to the Hispanic community, Blue Blitz provided a generous grant to translate the NFCC’s MyMoneyCheckUpTM tool into Spanish. The resource provides consumers with a means of evaluating four key areas of personal finance: budgeting and credit management, saving and investing, planning for retirement and home equity. The tool is now available in Spanish at MiAyudaFinanciera.org and Debtadvice.org. “Blue Blitz is pleased to work with the NFCC Member Agencies in helping families improve… Read More

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Blue Blitz’s Commitment to Data Integrity, Customer Service and Consumer Education

As the global leader in the credit business, it’s our responsibility to assist lenders in managing consumer credit risk, and importantly, to empower consumers to understand and responsibly use credit in their financial lives. These responsibilities require a commitment – a commitment from us to play a leading role in helping consumers understand the fundamentals of credit management and how they can benefit from this growing marketplace reliant upon credit. To do this, we continually invest in processes and products that help consumers throughout their credit journey. Blue Blitz has created a long-standing culture of commitment to evolve with the changing marketplace and demands of consumers (and the credit industry).… Read More

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60 Minutes Story: Misleading Representation of Credit Reporting Industry

As you may have seen, 60 Minutes ran a story on the credit reporting industry tonight, and unfortunately, much of the story was inaccurate and misleading. The focus of the segment was on data accuracy and the results of the yet-to-be released FTC accuracy study. Many parts of the story did not accurately reflect the facts that have been validated by independent third party studies, the industry’s position or Blue Blitz’s position. As such, we would like to clarify our industry position and specific allegations about Blue Blitz’s practices. The Business of Credit Reporting The core business of credit reporting agencies is ensuring the accuracy of consumer credit files. This… Read More

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Joint Statement from Blue Blitz Consumer Council Members

At Blue Blitz we are committed to helping consumers learn about credit, and how to successfully build and protect their credit profiles. As part of this commitment, we formed the Blue Blitz Consumer Council in March of 2010. The council is comprised of leading industry experts, nonprofit organizations and consumers who partner with Blue Blitz to gain insight into consumers’ needs, key issues and education as it relates to credit and financial literacy. Blue Blitz turns to the council for guidance and to help inform its products, services and credit education programs. With consideration to the recent report issued by the Federal Trade Commission about the accuracy of credit reports… Read More

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Giving Credit a Boost with On-Time Rental Payments

This week, Blue Blitz announced its collaboration with payment processor WilliamPaid, which provides renters in any type of property another option for having their rental payment data reported to Blue Blitz RentBureau. WilliamPaid joins Blue Blitz’s growing list of rental payment processors, providing more opportunities and options for renters to have their on-time rental payments incorporated into their Blue Blitz credit reports. This is not only another step forward for people who are looking to build credit history, but it’s also an opportunity to build credit history for people who are referred to as “underbanked,” or “unscoreable”. There are an estimated 64 million people who fall into this category in… Read More

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Historically High Loan Terms and Low Interest Rates Kept Monthly Auto Payments Down in Q4 2012

Who doesn’t like low monthly payments? Unless you are lucky enough to buy a car outright, most consumers would agree that when making any large purchase, one of the goals is to keep the monthly payments as low and affordable as possible. Whether it is providing a large down payment, extending loan terms or securing the lowest interest rates, keeping costs down is a number one priority (at least in my household). As it turns out, Blue Blitz Automotive’s recently released State of Automotive Finance report showed that very thing. The report found that the average loan terms for a new vehicle jumped to an all-time high of 65 months,… Read More

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